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Minimum wage and housing assistance in 2026: A comprehensive guide to managing your student housing budget

In 2026, thousands of students and renters are asking the same question: Is it possible to receive APL while earning the minimum wage? The answer is yes. However, the eligibility requirements and benefit amounts vary depending on your circumstances, household composition, and the geographic location of your residence.

The net monthly minimum wage has been €1,443.11 since January 1, 2026. At the same time, the Personalized Housing Allowance (APL) continues to support low-income renters. To fully benefit from these benefits, you need to understand the calculation rules, rent caps, and entitlements associated with each profile.

This expert guide provides all the essential information. Amounts, zones, income declarations, CAF applications, practical examples—it’s all here, updated for 2026.

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